Is term life insurance always the better value?

No single policy category is automatically better for every household. Cost, coverage duration, guarantees, cash-value features and the financial need being addressed all matter.

Is permanent life insurance guaranteed to build a specific cash value?

Not necessarily. Guarantees and non-guaranteed elements depend on the specific policy and should be reviewed in the contract and illustration where applicable.

Can I renew or convert a term policy?

Some term policies include renewal or conversion provisions, but availability, deadlines, ages, premiums and eligible products depend on the contract.

Should I replace my current policy to switch types?

Do not cancel or replace existing coverage solely because another policy type sounds more attractive. Compare the current and proposed contracts and review replacement consequences first.

CURO INSURANCE

Term vs. Permanent Life Insurance | Curo Insurance

Compare term and permanent life insurance in plain English, including coverage duration, premiums, cash value, flexibility and questions to review before choosing a policy.

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