Is there one formula for how much life insurance I need?

No single amount fits every household. Review income, dependents, debts, final expenses, future goals, existing coverage, duration of need and affordability rather than relying only on a general rule of thumb.

Should I count life insurance through work?

Employer coverage can be included if you expect it to be available for the need being evaluated. Review the death benefit and whether the coverage is portable or ends when employment changes.

Should life insurance equal my mortgage?

Not necessarily. A mortgage can be one obligation among income replacement, debts, future goals, final expenses, savings and existing coverage.

Does this planner tell me what policy to buy?

No. The planner is educational arithmetic for organizing a conversation. Policy type, coverage amount, eligibility, premium and underwriting require a separate licensed review.

CURO INSURANCE

How Much Life Insurance Do I Need? | Curo Insurance

Estimate how much life insurance to review by organizing income replacement, mortgage, debts, future goals, final expenses and existing resources.

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