Family – Individual – Small Business – Group Plan
Now more than ever it’s important we have the best possible health coverage and the most affordable premium. Secure your well-being with comprehensive coverage options, including health care insurance plans in areas like Mesa, Tempe, Gilbert, Chandler, Queen Creek, Apache Junction and Phoenix, AZ. We are here to help, Please don’t hesitate reaching out to us for a free no obligation health insurance quote in Arizona.
Short Term
Short Term insurance is intended for a short period of time. You can receive from 1 month to 36 months of coverage. Some plans come with co-pays options to see a doctor or specialist while many others won’t begin to provide coverage until your deductible has been met. A short term plan can provide peace of mind ensuring you have a safety net helping you bridge a coverage gap. You can enroll in these plans at any time and most have a quick approval and become effective in as quickly as a day. Most plans won’t provide coverage for pre-existing conditions and don’t cover maternity.
ACA Obamacare
The Affordable Care Act also known as Obamacare or ACA is Federally governed by the Department of Health and Human Services. There a many health insurance carriers who offer plans with this product, with their own unique network and special benefits. All pre-existing conditions and maternity are provided with ACA plans and a monthly premium is based upon several factors like yearly income, household members and more. You can enroll in an ACA plan during open enrollment which is November 1st – Dec 15th unless you have a special election period. Upon enrolling in a plan they become effective the 1st day of the following month.
Fixed Benefit Health Indemnity
Fixed Benefit Health Indemnity plans help manage out-of-pocket costs by providing an extra layer of protection in the event of serious illness or injury by paying a set amount of cash benefit to help cover the expenses. These plans are extremely flexible and allow a small business or family to choose which benefit coverage is wanted. You can enroll in these plans at any time and they become effective in as little as 1 week. Most plans won’t provide coverage for pre-existing conditions and don’t cover maternity.